About Personal Loan

Personal Loan is an unsecured loan taken by individuals to meet their personal needs. It is provided on the basis of key criteria such as income level, credit and employment history, repayment capacity, etc.

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Personal Loan to Salaried and Professional Individuals

On the basis of employment type, personal loan is divided into two parts:

Salaried Personal Loan

Salaried Personal Loan can be availed by individuals who work for employers and get fixed monthly salary.

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Professional Loan

Professional Loan can be availed by individuals who are self-employed such as business owners, doctors, etc.

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Features & Benefits

Quick Process

Quick loan disbursal process.The approval process for personal loans is quick and the loan amount is disbursed within 2-3 working days.

Fixed monthly installments

The repayment of personal loans can be done in fixed monthly payments. This helps the borrower to plan his/her expenses and make loan repayments in a comfortable manner.

Support throughout the process

Prompt customer support till the loan closure.

Multiple repayment options

Multiple repayment options through ECS/Auto-Debits/Post Dated Cheque.

Personal Loan - Eligibility

Any salaried, self-employed or professional Public and Privat companies, Government sector employees including Public Sector is eligible for a personal loan.

Age

Age Limits – 21-60 Years.

Net monthly income

Rs.25,000-Rs.40,000 in metro cities

CIBIL Score

Above 750

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